Bad Credit Car Dealerships

Chrysler Financial Services


Published November 9, 2018

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Have you been looking for a large selection of new and used cars for sale in Indiana but are not sure where to start your search? If so then you need to head to the car dealership near you in Michigan City, Indiana Big Chrysler Dodge Jeep Ram and see one of the many new and used cars for sale. Not only does Big Chrysler Dodge Jeep Ram have a large selection of vehicles to choose from, but we also offer an onsite financial center. Here at this Chrysler financial center, we understand that when it comes to financing a car with the bad credit that process can seem impossible. Knowing what a credit score is and how it affects your financing is the first step in auto financing. While it may seem like a complicated and scary thing, your credit score and how you gain credit is straightforward to understand. A credit score is a three-digit number that reflects how well you manage your credit. Most auto loan companies approve or deny a loan amount based on this number. Your score is based on your overall credit history, how much debt you have and your ability to pay it off promptly.

When you apply for financing whether it be for a bad credit auto loan or a standard car loan there are a few things that will be looked at before a decision is made. Once all of these things are examined over a Jeep financial representative will get back to you about how much you pre-qualify for financing. When it comes to bad credit car loans, however, having a more substantial down payment will increase your chances of getting approved. If possible, we encourage buyers to have at least twenty percent down when purchasing a vehicle. Not only does this improve your chances of getting approved it will also lower your monthly payment amount. Bad credit should not be what stops you from driving a safe and reliable car in Michigan City, IN. That is because we understand that sometimes bad things happen to good people. Whether it be medical bills, divorce, or a layoff that causes you to slip on your credit score. Here at this car dealer we will work with your current credit score and financial situation and will not judge you on past credit mistakes. This is why no one is flatly turned away. Instead, our team at the Chrysler financial center will investigate every possible option to make sure you are getting the best deal for your financial situation.

However, if you are turned down for some reason, we will work with you and figure out a plan to get you back on track to where you need to be. Finding a new or used car in Michigan City, should not be a struggle just because you have bad credit. Which is why you need to head to the bad credit car dealership near you Big Chrysler Dodge Jeep Ram in Michigan City. Our team of friendly and knowledgeable people are happy to answer any questions you may have about financing a car with bad credit. When you are looking for bad credit car dealerships near you head to Big Chrysler Dodge Jeep Ram at 501 E. US HIGHWAY 20 Michigan City 46360.
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