You’ve found the car, truck, van or SUV of your dreams and you’re ready to drive it home. But first, there’s the matter of money.
Welcome to BIG Chrysler Dodge Jeep RAM's Finance Department
, your auto loan and car lease resource, where we’ll help you finance your sweet ride with a budget-friendly loan or lease. We take the time to listen to your vehicle needs, how you plan to use it (long-term vs short-term, low miles vs high miles, on-road vs off-road, family vs business, etc.) and your budget.
That will lead us to the discussion about buying vs leasing—and the best terms for your needs. Let’s start here to review the main differences between loans and leases.
Facts About Buying with Chrysler CapitalOwnership:
Once you have completed the terms of your contract, you own the vehicle, free and clear. You’ll receive the title which proves ownership. It’s important to keep the title in a safe place.Payments:
Because you are paying the full purchase price for the vehicle and each payment goes toward building equity in your vehicle, monthly payments tend to be higher.Maintenance:
Ownership means you have no lease-end obligations for maintenance. You can determine when, where and how you care for your vehicle. Of course, it’s always smart to perform checkups at regular intervals.Customization:
You can customize your vehicle however you want, including adding an upgraded audio system, rear spoiler, luggage racks or exterior graphics.Mileage:
You have no mileage restrictions when purchasing a vehicle.Wear and Tear:
As the vehicle owner, you determine when and how you deal with damage to your vehicle. Tax:
Tax on the full purchase price of the vehicle is due at signing and can be included as part of your monthly payment.
End of Term: After you've completed the terms of your contract agreement, the vehicle is yours to keep, sell or trade-in on another vehicle.
Facts About Leasing with Chrysler CapitalOwnership:
You pay for the use of the vehicle for the term of lease. Upon completion of the lease, you must return the vehicle, unless you choose to exercise the option of purchasing it at a pre-determined price.Payments:
Monthly lease payments are usually lower since you’re only paying for the value of the vehicle during the term of the lease. This is very attractive to buyers who don’t want a larger monthly payment and are willing to make the tradeoff from owning a vehicle.Maintenance:
Most lease terms end before a manufacturer's warranty expires. While regular maintenance such as oil changes and tire rotations are necessary and required per the terms of your lease agreement, your overall maintenance costs are minimal.Customization:
Approved accessories are available to customize your vehicle at the time of lease inception. When in doubt if something is allowed, you can ask us.Mileage:
Chrysler Capital offers a variety of mileage options to suit almost any lifestyle. We’ll help you decide what mileage program makes the most sense for your needs and driving history.Wear and Tear:
Normal wear and tear from the day-to-day operation of a vehicle is expected and covered. Damage that exceeds standard wear and tear expectations may result in an extra charge you pay at the time of vehicle surrender.End of Term:
Leasing provides you with end-of-term options. You are free to turn in your vehicle or purchase it at the preset price. Some drivers choose to lease a new car or truck every two or three years.
Once you’ve settled on the type of vehicle you want, check the current offers to see what incentives may be available. National and regional offers are updated monthly for both leases and traditional financing. Whether you choose to lease or buy, we are committed to delivering best-in-class service and value to our customers.
Why Choose Chrysler Capital for Financing?
Whether you decide on car loan financing or an auto lease, Chrysler Capital
is your go-to funding source. Regardless of which make and model you choose, our credit application
works for Chrysler financing, Dodge financing or Jeep financing
All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. BIG Chrysler Dodge Jeep RAM
has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!Getting Started
If you prefer, you can start right now using our auto payment estimator
. You’ll need to know the approximate price, the size of your down payment (or anticipated trade-in value), APR (annual percentage rate) and the term (length of loan). This preliminary estimate is a great starting point, but may not deliver the exact price you’ll pay due to things like taxes or other items not included in the online calculator. Always consult a professional financial adviser.****
To determine your potential trade-in value, click here to see your MAX Allowance Considerate Cash Offer
. MAX Allowance
offers a cash or trade-in offer you can trust, redeemable today, based on current market values.